22. The collection agency wants me to write postdated checks. Do I have to do this?
You are not required to give postdated checks to a collection agency. However, the agency may request postdated checks as a method of structuring the repayment plan. Writing or accepting such checks is not illegal so long as you plan to cover them when they are cashed. If a check is dated more than five days in advance, the agency must notify you in writing at least three business days prior to the deposit of the postdated check.(back to questions)

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