19. How can I stop a collection agency from contacting me?

If you want to stop all contact from the collection agency you should request in writing that they do not contact you again; to cease and desist collection activity. Although not required, your letter should be sent by certified mail, "return receipt requested" so you have proof of delivery. Once the agency receives your letter, its collectors can only contact you one final time to advise collection efforts are being terminated, explain what remedies are ordinarily invoked by the creditor, or explain the remedies they plan to seek. After that, collection efforts by that third party debt collector must stop. Remember that if you request no further contact in any way, you may leave the agency with no choice but to have a civil lawsuit against you.(back to questions)

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